Question 1

Is PayNest a payment gateway?

Accepted Answer

No. PayNest is the operating system for business payments. You open one account with us instead of many — we manage the gateway connectivity, and you accept, route, reconcile and automate every payment from a single dashboard.

Question 2

How long does integration take?

Accepted Answer

Most teams are live in a sandbox the same day. A single REST integration or SDK replaces per-gateway work, and you enable new providers with a config change — no additional code.

Question 3

What happens when a gateway goes down?

Accepted Answer

Smart routing detects the degradation in real time and fails over to a healthy provider automatically, retrying the transaction so the customer never notices.

Question 4

Do you store card data?

Accepted Answer

Card data is tokenized and never touches your infrastructure. PayNest is built to PCI DSS standards (certification in progress), and the hosted-payment model keeps your own compliance scope minimal.

Question 5

Do I need my own account with each gateway?

Accepted Answer

No. PayNest holds the gateway relationships, so you complete KYC once and activate providers with a click. Enterprises with pre-negotiated rates can bring their own accounts too — PayNest is processor-agnostic.

Simple, usage-based pricing.

Priced to grow with you.

starter

Enterprise

Answers for your security review.

One account.
Every payment.