Why PayNest
One account beats a drawer full of gateway logins.
Wiring up gateways yourself means repeated paperwork, brittle integrations and manual reconciliation. PayNest replaces all of it with one account, one API and one dashboard.
Doing it yourself
- –A separate merchant account, contract and KYC for every gateway.
- –Engineering time sunk into building and maintaining each integration.
- –No automatic failover — an outage at one gateway means lost payments.
- –Reconciliation stitched together by hand across mismatched reports.
With PayNest
- ✓One account and one KYC unlock every gateway.
- ✓A single API and dashboard for links, checkout, subscriptions and payouts.
- ✓Smart routing sends each payment to the gateway most likely to approve.
- ✓Reconciliation, settlement and reporting are unified out of the box.
| What you deal with | Direct gateways | PayNest |
|---|---|---|
| Merchant accounts to open & maintain | One per gateway | ✓One, shared |
| Integrations to build | One per provider | ✓A single API |
| KYC & onboarding | Repeated per gateway | ✓Completed once |
| Smart routing & failover | Build & maintain yourself | ✓Built in |
| Reconciliation across providers | Manual or custom-built | ✓Unified, automatic |
| Dashboards to watch | One per provider | ✓One for everything |
| Adding a new gateway | Weeks of integration work | ✓Toggle it on |
| Settlement | Separate per gateway | ✓Consolidated |
Comparison describes building directly on payment gateways versus using PayNest. Your exact setup and results will vary.
One account.
Every payment.
Open one account, accept every payment, and automate the rest. Free until you scale.
- Free to start
- No gateway markups
- Set up in minutes